Lumen Financial Planning are a fee based company ensuring that unbiased advice is offered at all times.

Our first meeting is free.

If after this meeting both parties are in agreement that Lumen can add value to the client then our fee structure will apply to work that is carried out from that point onwards.

Examples of our fees are as follows;

Strategic Financial Plan: Typically between £500 and £1,200
                                     (depending upon the complexity of the situation).

Implementation Fee: 2% for investments, agreed fee for other work.

Review and Monitoring Fee: This will depend on the level of service required.

All fees will be discussed and agreed before any work is carried out. Please note that VAT may apply to some fees.